Insurers may shape where people live; some people could be left out

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As the climate crisis intensifies, insurers will likely reshape where people live — leaving desperate homeowners in the lurch

A dozen denials and unreturned phone calls

Rodriguez, an insurance attorney, said she had no choice but to work with an unapproved company. Then, this year, the company dropped her policy with no explanation, she said. "I spent weeks calling every insurance company in town, and only half of them returned my phone call," Stephens, a retired investor, told Insider."It's just hopeless."

"It's like being on the Titanic," he told Insider."You know you're going down. How are you going to stop it?"Growing up in 1990s California, Nick remembers friends and neighbors treating disasters almost like a regional joke. A local store sold a T-shirt that read:"The Los Angeles Triathlon: Fires, Mudslides, and Earthquakes."

 

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