GoldenCare is an online brokerage specifically for long-term care insurance and other similar products, like critical care insurance, prescription plans, annuities and more. The company partners with 20 different healthcare and insurance providers, so when you fill out a quote form, GoldenCare's brokers can recommend a wide range of products and policies that might fit your needs.
Golden Care can even help with hybrid insurance plans, which combine traditional life insurance with long-term care benefits.If you're looking for a company that offers plenty of discounts to lower your premiums, then Northwestern Mutual is a great option. Northwestern offers a 15% discount — for both you and your partner — if you each have a long-term care policy with the company. There are also discounts depending on how you pay your premium.policy with a long-term care rider.
. The insurer offers traditional policies, as well as a life insurance policy with add-on long-term care options. If the additional long-term care benefits are not used within a certain time period, you'll get the premiums for that coverage back in full.Mutual of Omaha is your best bet if you want to personalize your policy for your specific needs.