Best disability insurance companies 2023

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Here's a look at the best disability insurance companies across several categories, like cost and waiting periods.

Breeze is a tech-forward disability insurance company that makes it easy to compare quotes and get good deals from different insurance carriers. Disability insurance coverage through Breeze can start as low as $9/month.If you're looking for long-term disability insurance, Principal is a highly regarded provider that makes it easy to get long-term disability quotes. Depending on your occupational risk, you can potentially get a disability insurance plan that covers you until age 65.

For some of its short-term policies, like accident-only income protection, coverage can kick in with no waiting periods. For long-term insurance policies, you can choose from different elimination periods, starting at 30 days.Guardian is a major insurer with strong financial ratings, and it offers a wide range of coverage.

 

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