Finance Ireland decries ‘predatory’ bank mortgage pricing as non-banks squeezed

  • 📰 IrishTimes
  • ⏱ Reading Time:
  • 41 sec. here
  • 2 min. at publisher
  • 📊 Quality Score:
  • News: 20%
  • Publisher: 98%

Business News News

Business Business Latest News,Business Business Headlines

Lender’s five-year fixed mortgage rate of 6.05% for loans in contrast to 4.8% at BofI and AIB for same product

Finance Ireland chief executive Billy Kane said motor business 'is flying', after issuing €249m of finance last year to leave that book at €475m., the State’s largest non-bank lender, has claimed mainstream banks are engaging in “predatory pricing” by using cheap deposits to keep down their mortgage rates and squeeze alternative lenders in the market.

Still, Finance Ireland’s overall loan portfolio — spanning commercial real estate, car finance, SME lending, and agri-finance — rose by 32 per cent in 2022, according to company executives, who spoke to The Irish Times as the group’s ultimate holding company filed financial accounts. The portfolio covers loans held both on- and off-balance sheet.

The accounts for Finance Ireland’s ultimate parent company, FICS Group Holdings, show the commercial real-estate business provided €209 million of new loans last year. This left it with a loan book of €500 million in December, mainly against multiple apartments, industrial and real-estate property and retail and hospitality outlets. Mr Kane said this portfolio “is in extremely good shape”, even if new lending opportunities have slowed this year.

 

Thank you for your comment. Your comment will be published after being reviewed.
Please try again later.
We have summarized this news so that you can read it quickly. If you are interested in the news, you can read the full text here. Read more:

 /  🏆 3. in BUSİNESS

Business Business Latest News, Business Business Headlines

Similar News:You can also read news stories similar to this one that we have collected from other news sources.

New 15% tax rate for big multinationals forms cornerstone of Finance BillCompanies will be liable to pay a new top-up tax from next year
Source: IrishTimes - 🏆 3. / 98 Read more »

Changes to corporation tax published in Finance BillThe Finance Bill, which puts the tax changes announced in last week's Budget into legislation, has been published by the Minister for Finance, Michael McGrath.
Source: RTEbusiness - 🏆 16. / 61 Read more »

Share options and family loans feature in unheralded Finance Bill measuresLegislation to enact budget measures also moves to close certain tax loopholes but grants some pension fund holders more freedom
Source: IrishTimes - 🏆 3. / 98 Read more »