How I Manage My Money: Seller on £9k a month, who regrets not paying into a pension

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Emma Legge said she struggled financially before she joined a direct selling company

we aim to find out how people in the UK are spending, saving and investing money to meet their costs and achieve their goals.

When the financial crisis hit in 2009, the shops struggled and I got a full-time job as a youth worker at the Church of England. After I had my third child I decided to set up my own online business selling children’s clothes. This was very successful and after 18 months I set up a shop in our village.tumours removed in 2018. The shop suffered and I was both broke and broken. There was an arson attack on the shop and we closed it in 2018.

We have been so lucky with our property purchases over the years, purely because we first got on the property ladder in 1999. Adam is 11 years older than me and had been saving for 10 years by the time we wanted to buy. Our first home cost just £52,000 and we sold it five years later for £118,000.

 

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