“How do you balance saving money with enjoying life?” This is a question I get occasionally, but the question itself is problematic. It assumes the two goals are mutually exclusive – that you have to give up one for the other, you can’t have both.
Secondly, this approach isn’t sustainable. Those who do try this approach may find it doesn’t last long, or that it results in feelings of anxiety and frustration over time as they find themselves living in constant restriction. you will generally end up spending less because you are focused on spending money on things that really matter
This means getting clear on exactly what drives value for you, and what you need to live in alignment with those values.
Alternatively, you might find you’re currently allocating resources to your values in ineffective ways. If you value adventure, would domestic instead of international travel satisfy that? If you value learning, could you borrow from the library instead of buying books from the store?
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