Singapore banks expect lower rates, China stimulus to boost wealth business

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But banks expected to see quarter-on-quarter drop in earnings in third quarter.

SINGAPORE - Singapore banks’ mainstay wealth businesses are set to drive growth in the near term on interest rate cuts and hopes of a revival in the Chinese economy, even as they are expected to post a quarter-on-quarter decline in earnings in the third quarter.

Demand for loans is expected to improve, following the US Federal Reserve’s interest rate cut in September and broader-than-expected monetary stimulus and property support measures in China, a key market for Singapore banks. Ms Vivienne Chia, global head of investment solutions group at Bank of Singapore – the private banking arm of OCBC, said she expected demand for credit facilities to pick up as the interest rate cycle develops.

However, the impact on sentiment from lower rates helps sustain the broad-based bullishness in asset prices and would lead more wealth clients to deploy their cash into investments, he said. Asia is projected to contribute nearly 30 per cent of new financial wealth globally by 2028, from 17 per cent last year, driven by wealth creation in China and India, according to Boston Consulting Group’s Global Wealth Report 2024.

 

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