I spent 10 years working in finance and I'm convinced robo-advisers are better than human advisers for 5 reasons

Robo-advisers shouldn't perform significantly better than a great financial adviser, but not all financial advisers are great. Plus, robo-advisers cost a lot less than most financial advisers and keep your money exclusively in low-cost funds, so your all-in costs are significantly lower with an automated investment solution. Don't discount this difference — it can easily be worth tens or hundreds of thousands of dollars to your portfolio over time.

If you have yet to come around to the idea of robo-advisers managing your money, it may be time to get on board with this growing trend. With the potential for better performance and a guarantee for lower fees, robo-advisers are the future of investing and a great choice for any modern long-term investor.Disclosure: This post is brought to you by the Personal Finance Insider team. We occasionally highlight financial products and services that can help you make smarter decisions with your money.

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