industries still involve a significant amount of checks, cash, and nondigital processes, potentially making them prime targets for new digital offerings.
Because B2B payments can follow "a clunky and inefficient process," Shultz said in a release, and some would benefit from the financial flexibility of being able to pay bills at the last minute, RTP may have particularly strong appeal in these areas. And once businesses and consumers grow accustomed to the speed of RTP and its convenience, they could start to expect it elsewhere, leading to demand for RTP across all types of payments.
Pushing these solutions and getting involved in RTP in its relatively early days is key to Mastercard's ability to succeed as payments move beyond cards. Mastercard has several acquisitions and partnerships to bolster its noncard capabilities, and launching Payment on Delivery and expanding Bill Pay Exchange is a continuation of its efforts.
Its involvement in these areas gives it visibility into payment types beyond cards — even when it isn't directly powering those payments — and new ways to capture payments volume.
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