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When my car hit the 10-year mark a few years ago, I knew I didn't want to take out a large auto loan for a new vehicle. and committed to putting away at least $200 a month. that I would be paying off for years. So I made a plan to save for a down payment on a new set of wheels.. I already had an existing account with Capital One, so opening another was a simple process. , and you can give each one a nickname. I named that particular account "Car Fund" and made an initial deposit of $50. I thought about how much money I would ideally like to have tucked away and settled on at least $10,000.
The following year, I became a full-time freelancer. And because of that, my income was inconsistent. Instead of saving $200 each month, I kept a percentage of my income after my necessary living expenses and estimated quarterly taxes were accounted for.
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