On Main Street, business owners push for greater protection from coronavirus-related lawsuits

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'There's really no way to prove or disprove that someone did or did not catch it in any particular location. And that scares a lot of the small business owners,' one business owner told CNBC.

As small businesses reopen their doors to customers after months of limited operations, Main Street advocates are putting out the call to enact liability guidelines and provide protections at the federal level from potential coronavirus-related lawsuits.Many businesses discovered their insurance didn't cover interruptions from a pandemic and they fear the same will be true if they are sued for damages related to the virus.

"We've done everything that the CDC, the state of North Carolina, WHO, anybody can think of, for us to do, we're doing it," Purcell continued. "And that's our concern, if we're doing everything that we're told is correct to do, we can still be open for liability. We have no recourse against it." The groups ask for temporary liability protections for businesses, nonprofits and educational institutions that follow public health guidelines; workers and facilities providing critical Covid-19 services; manufacturers, donors, distributors, and users of vaccines, therapeutics, medical devices, as well as PPE and other supplies critical to the pandemic response, and finally public companies targeted by "unfair and opportunistic" Covid-19-related securities lawsuits.

As the pandemic took hold and states forced nonessential businesses to close, many small businesses sought the relief of their business interruption coverage only to find that Covid-related closures were not covered. Liability protections promise to be another battleground between Republicans and Democrats as Congress considers additional stimulus. Senior Republicans said theywithout the inclusion of liability protections for doctors and businesses.

 

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