Legally Speaking – Islamic finance in Malaysia

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MALAYSIA’S Islamic finance industry is growing steadily despite the calamities caused by Covid-19 outbreak in 2020. The data in the Economic Outlook 2...

to name a few. Having knowledge of the Shariah principles that apply in Islamic finance provides an understanding of the basis upon which products in Islamic finance are developed and structured. The following is a brief explanation of several fundamental Shariah principles that are applied in Islamic finance. whose role is to manage and invest the capital. Profits from the investment are shared between the parties according to a pre-agreed ratio.

is a financing arrangement where a buyer purchases a commodity from a seller on a deferred basis and sells the same commodity to a third party on a cash and spot basis – this is as opposed to deferred basis where buying and selling of, say commodity in this case, for immediate settlement. There are three parties involved in the sales transactions underand the customer will receive cash, instead of the commodity, at the end of the transactions.

 

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There is non shariah compliance 💯 % in Malaysia.

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