Stephen also cited the delay in receiving money as a major source of friction in the current payment system, where sending money from one bank to another means that those without the credit rating to have the luxury of a credit card are limited in their purchases until their hard-earned money reflects in their bank account.
Commenting on the widespread adoption of mobile finance in countries such as China, Colin noted that South Africa has been slow to adopt to this new money system and wanted Stephen’s take on what barriers might be preventing widespread adoption in South Africa.
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