Millions more homebuyers may be priced out of housing market, as 30-year mortgage rate spikes after Fed’s biggest rate hike since 1994

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Fed’s 75-basis-point rate hike means millions more homebuyers will be priced out of the housing market: ‘Desperate times call for desperate measures’

On Wednesday, the U.S. Federal Reserve raised the benchmark interest rate by 75 basis points to a 1.5% to 1.75% range, the biggest increase since 1994 as it tries to tame rising inflation, which has reached a 40-year high.On Wednesday, the U.S. Federal Reserve raised the benchmark interest rate by 75 basis points to a 1.5% to 1.75% range, the biggest increase since 1994 as it tries to tame rising inflation, which has reached a 40-year high.

The 30-year fixed-rate mortgage averaged 5.78% for the week ending June 16, up 55 basis points from the previous week, Freddie Mac said on Thursday. That was the biggest one-week increase since 1987, said Sam Khater, Freddie Mac’s chief economist. Rates won’t have reason to fall with inflation at these levels, Lewis added. “Mortgage rates tend to go up and down in anticipation of Fed rate moves,” he said, adding that he doesn’t expect another dramatic spike in the weeks ahead.

Rising rates aren’t all bad news, he added. “Less demand for housing could help to alleviate some of the housing supply crunches that are being felt across the country. Though it’s unlikely that home prices will majorly slump, an increase in housing supply will likely significantly slow home price growth and give would-be buyers more housing options to chose from.”

 

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They were already priced out due to overvalued property. Rate hike is tough medicine but in the long run will make housing more affordable.

That may be a good thing, now is not the time to buy a homes that are crazy over priced. Those buying now will be under water for a long time, fact.

Bottom line isn't this part of the corrupt WEF's idiocy plan that everyone will 'own nothing & be happy.' IT's ALL PLANNED! I have no faith in ANY gov!

How is a rate hike helping. It is not lowering demand fior everyday items (needs). Food prices are up bevause of fuel prices not higher demand. Fuel is up because the market is being manipulated and consumers are being gouged..get fuel prices in line…

Until the housing price falls in half. Coming faster than you think.

8-9% mortgage rates by December

My first home loan was 10% . Are people really complaining about 6% ?

So a glass half full perspective is that the housing market has been overheated for an extended period as a result of historically low interest rates. Raising rates will help cool the market and bring prices back down to earth for “millions of homebuyers” already priced out.

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Fed’s biggest rate hike since 1994 means millions more homebuyers may be priced out of housing market, as 30-year mortgage rate spikesAbout half of buyers are choosing to wait for six to 12 months before restarting their plans to buy a home, according to a recent survey of 900 realtors by real estate tech startup HomeLight. Sounds like buyers are willing to wait for as long as it takes for sellers to align their expectations with reality. Why wait? See lofty_ai
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