ANALYSIS: USDC Dodges a Bullet, But Crypto Industry Now Has New Problems | CoinMarketCap

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cryptonews: Three major banks with deep ties to crypto may have collapsed this weekend, but Circle's $USDC stablecoin seems to have survived a potentially existential crisis of its own. 👁️

The No. 2 stablecoin lost its peg on Saturday dropping to $0.8774 in the wake of news that it had $3.3 billion trapped in the collapse of Silicon Valley Bank a day earlier.

Nor was it a bailout — the bank's shareholders and executives have been wiped out — but that got drowned out in soundbites on Friday and Saturday about not "bailing out" banks. Beyond that, he noted, it turned out that Circle had initiated a withdrawal wire transfer on Thursday, before SVB was placed in FDIC receivership on Friday morning, meaning it will likely be honored when banks reopen Monday.

At a time when regulators have been pressuring mainstream banks to avoid working with crypto clients — citing the fear of a crisis in digital assets spreading "systemic risk" into mainstream financial markets — the industry's two main bank partners are suddenly gone. Still, Circle has very well-audited reserves and a history of regulatory compliance generally matched by Coinbase, its Nasdaq-listed partner in USDC.

 

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A linear survival 🚀

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