FORESTHILL — The Placer County community of Foresthill is one of many at the mercy of a wildfire and is now subject to insurance problems.'You have insurance providers pulling out of California saying, 'There's too many big fires,' and California has big fires, no doubt about it,' said California Representative John Garamendi. 'But for the last two years, there haven't been big fires.
'Do rates need to be raised? Do they need to be doubled and quadrupled as presently happens across the state? Do policies need to be canceled? If so, why?' Garamendi asked.That has been the crux of the issue, one, California Department of Insurance spokesman Michael Stoller says can be alleviated.'What you're going to see in the coming months is the department approving insurance companies to offer discounts,' Stoller said.