, and that's only half the problem. According to the report, automakers may be sharing statistics about customer driving habits with theircompanies directly. If you drive a car with built-in telematics in a way that you'd rather your insurance company not know about, you may want to keep reading. has only linked the activity to instances where customers voluntarily opt into various connected features, but how customers agree varies by manufacturer.
Some third-party insurers even offer electronic monitoring devices that interface with the universal on-board diagnostic port located on every mass-market vehicle. Smart Driver service offers to track customer driving habits, ostensibly to help them behave more safely and economically, but does not obviously disclose that the collected statistics may end up in databases like LexisNexis that are available to insurance companies.