New era for pot regulation leaves old problem: Many cannabis companies can't find a bank

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Marijuana News

American Bankers Association,General News,Domestic News

The Biden administration’s move to reclassify marijuana as a less dangerous but still controlled drug was hailed as a monumental step in reshaping national policy. But it appears it would do little to ease a longstanding problem in the industry: a lack of loans and banking services other business take for granted.

FILE - A marijuana plant is visible at a medical marijuana dispensary in Egg Harbor Township, N.J., March 22, 2019 The Biden administration’s move to reclassify marijuana as a less dangerous but still illegal drug was hailed as a monumental step in reshaping national policy. But it appears it would do little to ease a longstanding problem in the industry, a lack of loans and banking services other businesses take for granted.

The U.S. Drug Enforcement Administration’s plan would move marijuana from its current classification as a Schedule I drug, alongside heroin and LSD, to a Schedule III drug, alongside ketamine and some anabolic steroids.

“Cannabis is still an emerging market with a lot of credit risk,” Hill added. Even with rescheduling “cannabis companies should expect that banking services will still be expensive.”

 

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