Business Brief: Measuring up the mortgage rules

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The federal government introduced new mortgage measures aimed at addressing Canada’s affordability crisis. Today, we delve into why Ottawa is calling them the most “significant mortgage reforms in decades.” But first:, with more mandating their staff to come into the office a minimum number of days a week and some threatening to discipline or terminate employees if they refuse to do so.If Alimentation Couche-Tard Inc.

The association says the number of homes sold in August fell 2.1 per cent compared with the same month last year.The moves are especially good news for those who haven’t been able to crack the higher-priced markets in Vancouver, Toronto, and other parts of Ontario where home prices above $1-million are the norm.

The measures could break open a gridlock that has held tight even as the prices for borrowing and houses are falling.“Combining with falling mortgage rates, this does help first-time buyers who are currently priced out of the market,” he told me. “But we also need stable, or even falling, prices. If buyers pour into the market because of the new rules, prices will likely soar and negate any affordability improvements.

And it’s largely on that issue that Conservative Leader Pierre Poilievre has built a sizable lead over Trudeau in public opinion polls.It’s a bit tricky to pin down many major points on which Trudeau and Poilievre diverge in their plans for a more affordable housing environment. Both have pointed at similar issues and ideas: curbing population growth and tying federal infrastructure money to municipal home-building targets, among others.

 

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