Smart investing strategies in any market

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Want to invest smartly in any market? Here's how, using advice from Rule1_Investing and danielle_town. investinyou (In partnership with acorns.)

"If you're watching your portfolio going up and down and finding that you're taking an obscene amount of Alka Seltzer and you can't feel comfortable sleeping at night, that is actually a very good wake up call that the portfolio you have — that mixture of stocks and bonds — may not be the right portfolio for you," Francis said.She follows the investing practice of Berkshire Hathaway CEO"Warren Buffett says the secret to great investing is to wait," she said.

"Think of it as being more about your own personal experience than about what's going on outside of us in the market because we don't control what's happening in the market," she said.Save 5% or 10% of your income What you can control is how much you put aside for savings — including for emergencies and retirement, Francis pointed out.

Ideally, you should save 5% or 10% of your income each year, she said. To really outperform, put aside 15% if you can."Choose companies that are doing wonderful things in the world that you really want to support with your money," she said. "Then invest in those companies at great prices," she added. "Companies that have a stronger purpose than simply making money tend to do better overall in the long term."

 

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