3 things people always forget to do with their money, according to a financial planner - Business Insider

However, there are concepts that sometimes get overlooked. Here are three financial planning considerations that people often forget about.is a benefit that someone forgoes by deciding on one option instead of another — in other words, it's the cost of making one financial choice over another.

Kevin and Jennifer, a married couple, hire Erica to be their financial planner. During initial plan development, she notes there is approximately $450 per month that the family can put to more efficient use. Erica calculated this amount by evaluating their spending, investment fees, and insurance premiums, which are all higher than necessary given Kevin and Jennifer's financial situation.

One evening, Bob is at a stop sign on his ride home from work. He misjudges the proximity of a car coming his way, goes forward, and unfortunately causes an accident. Jim sustains a serious leg injury, incurs extremely high medical bills, and makes the decision to file a lawsuit.

Buying they're round of drinks in my circle.

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