David Hollingworth, of brokers L&C, added: “This pause to rate rises should give markets the opportunity for five-year fixes to come below 5 per cent. Two-years will also come down but will likely still be over 5 per cent for the time being.”
Justin Moy, of EHF Mortgages, added: “Lenders are way behind target collectively, hence much of the jockeying of position to be at the top of sourcing systems and catch whatever business they can. “Lenders are trying to do more to stimulate the purchase market – which has slowed down – and we’ve seen some of the rates being adjusted significantly down.
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