Rakuten rolls out Amex points earning option to all accounts - Business Insider

To opt in, you'll need to link that card to a new or existing Rakuten account and select in yourBack in February, this new earning opportunity was good enough for a number of existing Rakuten members to abandon their old accounts and sign up for a new account, and I was one of them. While earning cash back is great, the ability to earn Membership Rewards points — which In discussing this expanded partnership with Rakuten, I asked if members like me will be able to combine duplicate accounts.

Rakuten also confirmed that members that have an accumulated balance in their non-Membership Rewards earning account won't be able to convert that balance to Membership Rewards. Members will be able to opt into earning MR points on future transactions, but any accumulated cash-back earnings will pay out by PayPal or check — based on your current earning preference.

If you're unfamiliar with Rakuten, now's a good time to learn about this way of double-dipping on the earnings from your online shopping. Members earn cash back or Amex Membership Rewards points for making a purchases online at one of over 3,500 online retailers after clicking through a Rakuten affiliate link.

The earnings rate depends on the merchant and whether or not Rakuten is running a promotion. We've written about Rakuten a few times during especially good deals — such as:

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