There are many companies that promise to forgive your student loans. Obama Student Loan Forgiveness. Trump Student Loan Forgiveness. They pop up in Google searches. You’ll find them in internet ads and on billboards too. The promise is simple and works like this: pay them a fee and they will help you get student loan forgiveness.
The problem is: none of this is real. None of it. No company can magically forgive your student loans. If you remember this, you will save so much time and money. Don't pay an upfront fee, or any fee, for student loan forgiveness. Student loan forgiveness is offered through the federal government for your federal student loans.
These companies are trying to confuse you. There are several ways to receive student loan forgiveness, but they apply only to federal student loans. Public Service Loan Forgiveness and Teacher Loan Forgiveness are government programs that forgive student loans for public servants and teachers, respectively. Income-driven repayment plans also can offer student loan forgiveness for federal student loans.
If you don’t qualify on your own, you can apply with a qualified co-signer to help you get approved and even get a lower interest rate. While you’ll no longer have access to forbearance or income-driven repayment, many student loan refinance lenders allow you to pause payments if you lose your job or face economic hardship.and are now as low as 1.81%. You can check your rate for free with no impact to your credit score is about two minutes.
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