Frequently asked questionsPersonal Finance Insider's goal is to help people make smart, informed decisions with their money. Our recommendations come from hours spent comparing and contrasting the fine print, interest rates, and requirements to find the best loans for you. While we know that the term "best" is subjective, we outline the facts from the highlights and lowlights of each of these financial products.
Your credit score is a three-digit number ranging from 300 to 850 that helps lenders evaluate your trustworthiness and the risk it is taking in lending to you. Banks use credit scores to decide how much it will cost you to borrow money from them — your interest rate. In general, the lower your credit score, the more it will cost to borrow money. Here's the breakdown on how scores are considered, according to FICO:Very good: between 740 and 799While your credit score will influence your interest rate, interest rates can also move on their own based on federal regulations.
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