earns just 0.04% interest, meaning that a balance of $10,000 would net you just four dollars in interest at the end of 12 months. But the interest rate on a high-yield savings account is much, well, higher — currently around 1.0%, depending on your banking institution — which means that same $10,000 deposit would earn you $100 during the same time period.
Signing up gave us one shared account and two individual accounts, with the option to toggle back and forth between them in the app. We each set up an automatic monthly withdrawal of $50 into our shared account for utilities and small shared expenses, and then I was free to start exploring the really exciting part — my new individual account.
category. That account earns a paltry 0.01% interest, making it a less-than-compelling place for me to store the larger chunks of cash I'd be saving every month. , FDIC-insured, high-yield savings accounts with competitive interest rates. automatic withdrawal of $630 per month — the amount I was saving every month by living with my boyfriend — and redirected those funds into my Protected Goals account. And then, my favorite part about any HYSA: with my savings structure in place, I got to promptly forget all about it and go about my life.
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