Nearly everyone can qualify for a credit card, says this industry expert—here's what might be available to you

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Nearly everyone can qualify for a credit card, says this industry expert. Here's what might be available to you.

But Ulzheimer gives a word of warning: Since lenders issue cards to people with all kinds of credit scores, they charge every consumerThis helps to reduce the lender's risk when issuing a credit card to someone with lower credit. But it also increases the cost for anyone who carries a balance even if you have good credit, says Ulzheimer.

"Credit cards are practically the only form of credit where interest is optional," Ulzheimer says. "Unless you carry aDon't charge more than you can afford to pay off when the credit card bill comes because revolving balances easily

 

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Way to go CNBC throwing one more log on the bond fire of consumer debt consuming the country. Maybe your next article can be about the upside of personal bankruptcies or three easy steps to make pawning your personal things to pay your electric bill easier.

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