WSJ News Exclusive | GM Plans to Seek Banking Charter to Grow Auto-Lending Business

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GM plans to seek a banking charter, said people familiar with the matter. A license would allow it to accept deposits and grow its auto-lending business.

The auto maker’s lending arm is drawing up plans to apply for a banking charter, a move that would allow it to accept deposits and expand its auto-finance business, according to people familiar with the matter.

 

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GM's history included GMAC financing arm which took a beating during the 2008 Wall Street crash. GM still needs to focus on quality control and sure when someone drops $60,000 on a Tahoe or Escalade is does not fall apart or parts wear-out. GM

Bank of E Musk next ? $tsla

JStein_WaPo This is def bad news....like we need more private debt & playing with depositer money.

JStein_WaPo commercial loans aren't regulated. anyone can do them without a license. due to the regulations, most insurance companies scuttled their banks. I bet GM will drop its plans after the realize the Dodd frank rules are a mess.

95% only bad news(

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