Buying a Home? Don’t Lose Your Head in a Crazy Market.

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Here are some questions to consider if you are thinking of going beyond your original budget to buy a home

Albert and Jin Lee started looking for a home in the Boston area in December. So far, they haven’t had any luck inThe couple, who need more space for their newborn, have a budget of between $700,000 and $1 million. Now, the Lees are thinking about stretching it.

“It’s been kind of a crazy, super-seller’s market,” Mr. Lee said. “Real-estate agents have been saying that some houses get 80 offers.” In March, there was 28.2% less housing inventory versus a year earlier, according to the National Association of Realtors. At the same time, superlow mortgage rates areDebbie Barrera, a broker dealer at Realty Austin in Austin, Texas, said she has never seen a market like this before. In some cases, buyers are offering $100,000 above asking prices. In one case, she said, a buyer offered $500,000 above asking for a home with a pool.

 

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We bought a home 20 years ago and paid it off in 15. It's so fun not having to write that check out each month. I couldn't imagine selling then doing it all over again, but with a much higher price tag.

There is just one answer to this question. Don't.

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