Drastic swing in Aussie housing market

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For a very brief period young people were able to get a look into buying property but now the pendulum has swung back drastically.

That time is over. Show up at an auction and a 51-year-old man will climb out of his Porsche and bid against you, until you are forced out of the bidding and he adds a dozenth home to his portfolio. i.e. Australia is back to normal, as the next graph shows.Sign Australia is heading for disaster

This is usual for Australia – it was only for a short period there at the end of 2020 that investors got nervous enough to disappear for a moment, and the way was made clear for young families to finally buy their own home. Rents, by the way are up far less than property prices. Capital city rents are up 3.3 per cent and rents in regional areas are up 9.3 per cent. In that sense, it’s not such a bad time to be renting – in relative terms it is getting cheaper!One answer is negative gearing. If you have an investment property and spend more money on it every year than you receive in rent, , that loss counts as a tax deduction. This is known as “negative gearing” and it is a popular investment approach.

Luckily there’s another tax break for investors – the capital gains tax discount. When they sell the property, they need only pay tax on half the profits, .

 

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