The family business: Planning ahead to pass down the family wealth

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Despite the pandemic, the number of billionaires in the Asia-Pacific continued to grow in 2021. With family businesses playing a big part in the region’s wealth creation, Money Mind looks at how early planning is key to passing down this family wealth.

SINGAPORE: Globally, around US$15.4 trillion in family wealth is expected to be passed down from one generation to the next by 2030. Of this, about 12 per cent or US$1.9 trillion will be transferred to Asian heirs, according to research firm Wealth-X.

They allow family members to separate family wealth from the family business, thus ring-fencing some of this wealth.Business families typically set up wills, trusts or holding companies as part of wealth transfer planning. "They want to be able to directly lead a lot of their family investment strategy, which leads into their legacy, which leads into their philanthropy,” he added.

"So for us, we have certain industries like coal, gaming, tobacco that we just absolutely will not touch.” HSBC, for example, is investing US$3.5 billion in wealth management over the next five years. The bank also plans to hire more than 5,000 customer-facing staff.

 

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