Use an SUV or pickup truck for your small business? Take advantage of these generous tax breaks

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Your business can cash in, maybe even on your 2021 tax return.

Did you add a vehicle for use in your small business last year? Or maybe this year? The 2017 Tax Cuts and Jobs Act included super-favorable first-year depreciation breaks for vehicles used for business. Those federal income tax breaks are still on the books, and I think they’ve not gotten all the attention they deserve. So please read this for the scoop.

The allowances listed above are for 100% business use. If you used your vehicle less than 100% but more than 50% for business last year, the allowances are proportionately reduced. Previous allowances for passenger vehicles were skimpy Before the TCJA took effect back in 2018, the old-law maximum allowances for passenger vehicles were much smaller. For 2017, the limits $11,160 for Year 1 for a new car or $3,160 for a used car, $5,100 for Year 2, $3,050 for Year 3, and $1,875 for Year 4 and thereafter. Slightly higher limits applied to light trucks and light vans. The much-more-generous TCJA allowances are a huge improvement.

However, you must use a heavy vehicle over 50% for business for 100% first-year bonus depreciation to be available for the business-use percentage of the vehicle’s cost. Otherwise, you must depreciate the business-use percentage of the cost over a six-year period. Example: A $60,000 deduction In 2021, you bought a new $60,000 heavy SUV and used it 100% in your business last year. You can deduct the entire $60,000 on your 2021 business return or form, thanks to the 100% first-year bonus depreciation break. If you only used the vehicle 60% for business last year, your first-year bonus depreciation deduction is reduced to $36,000 . Still, not bad.

 

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Thank you for promoting this post. I like pickup trucks. I had a chance to test drive many models. Best wishes from Florida.

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