Mortgage rates drop amid increased market uncertainty as Russia's bombardment of Ukraine escalates

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The average rate for the 30-year fixed-rate was 3.76%, down 13 basis points from the previous week. It’s major shift from just a few weeks earlier when the average rate for the 30-year loan jumped to the highest level since May 2019, close to 4%.

Home buyers will have the chance to lock in low interest rates just ahead of the most popular season to purchase a house.

Markets still expect the Federal Reserve to move forward with an interest-rate hike later this month. On Wednesday, Federal Reserve Chairman Jerome Powell signaled he will support a 25 basis point rate hike — the first in a series of hikes this year. He noted that the Ukraine crisis was adding to inflationary pressure, despite the market volatility.

— Freddie Mac chief economist Sam Khater How mortgage rates respond is not certain. The Federal Reserve controls short-term interest rates, whereas mortgage rates typically track the direction of long-term bond yields, including the 10-year Treasury. Assumptions about the Fed’s interest-rate policy can be baked into the movements of Treasuries and mortgage rates, but other factors also weigh on them.

 

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