Is your bank exiting the market? 'No need to panic', experts say. Here's what you need to know

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Concerns have been raised in recent months about the scale of the logistical challenge, the scale of which has been described as 'unprecedented'.

Image: Shutterstock/Africa Studio Image: Shutterstock/Africa Studio CUSTOMERS TWO MAJOR banks that are set to leave the Irish market do not need to panic and will have time to sort out new banking arrangements, consumer experts say.As announced last year, Ulster Bank and KBC Bank are currently in the process of winding down their Irish operations.

Among other things, customers switching banks may need to individually transfer over all of their existing direct debits, standing orders and subscriptions to their new account provider, industry sources say. Officials at the Central Bank of Ireland, which has direct responsibility for regulating the banks and for enforcing the Consumer Protection Code within the financial sector, have expressed some misgivings in recent weeks.

She said the most important thing for consumers to do before switching is to work out their banking requirements. Speaking to The Journal McGee said, “Originally when this all started, I would have said sit and wait and see what happens.

 

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