Fed Vice-Chair Presses for CBDC in US Amidst Market Stress

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Federal Reserve Vice Chair Lael Brainard said that a digitized version of the US Dollar could provide a safe central bank liability in the digital financial ecosystem.

In a testimony before the Committee on Financial Services, Brainard called for “clear regulatory guardrails” to provide consumer and investor protection, uphold financial stability, and ensure a level playing field for competition and innovation across the financial system amidst the turmoil in the crypto market.

With CBDCs becoming popular across different parts of the world, Brainard underscored the importance of understanding the impact of the potential absence or presence of a US CBDC on the use of the dollar in global payments. She added, “..It is important for the United States to play a lead role in the development of standards governing international digital finance transactions involving CBDCs consistent with the norms of privacy, accessibility, interoperability, and security.”

While Brainard has taken a pro-CBDC stance, the Fed policymakers, in general, have remained divided on the entire debate. It recently concluded a three-month public consultation period soliciting feedback on the idea of a potential CBDC and has asserted it would not go ahead with a launch if it fails to receive clear support from the White House and lawmakers.

 

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