How to build your investment portfolio 101 | The Citizen

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The importance of saving & investing from a young age cannot be emphasised enough, yet we're still hesitant. Try these tips from FNB Wealth's Head of Product, Samukelo Zwane. 💸💸💸

The importance of saving and investing from a young age cannot be emphasised enough, yet people are still hesitant to actually start saving or investing. More often than not, they tend to leave it to later in life, which is not always the best option.

“A listed company’s strategy is built around where that company wants to go and how they are going to achieve this. Investment strategy is no different. Understanding where we want to go first, makes selecting the investment vehicle much simpler,” Zwane advised.Investing from a young age not only allows wealth to grow but allows investment and savings knowledge to develop.

Active investors need to invest in a basket of assets and investment vehicles looking to outperform the increased cost of living over the long term. Deciding on the right investment strategy means understanding what you are trying to achieve in your journey. You don’t plan the mode of transportation before selecting the journey. Ensure you know what your goal is before selecting investment and savings vehicles.Trying to predict the market’s direction so that you’re only buying when the prices are low or only selling when the prices are high has never worked over a long period of time.

If you only shop at Woolworths because they are the best in your opinion and you enjoy all their products, customer service and have done some research on some of the other revenue streams and strategies the company has adopted, invest in Woolworths if it matches your long-term goal and risk profile.Look at how the revenue of a company is growing from year-to-year. You can get a company’s financial statements from their website. Get an idea of how that company’s sales are growing.

 

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