Mortgage rates top 7% for the first time since 2002, chilling L.A. housing market

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The average rate on a 30-year fixed-rate mortgage rose above 7% for the first time since 2002, according to a widely watched survey from Freddie Mac.

But this year, inflation and the central bank’s efforts to tame it haveWith rates rising so quickly, buyers have had to try to buy homes with values set when money was cheap. Many can’t.

If rates hold above 7%, economists said it’s likely to send prices down more than if they held in the 6% range, because most Americans need a mortgage to become homeowners. Another way to think of the difference? With a 3.14% mortgage rate, a $3,000 principal and interest payment would snag you a $873,600 house, with 20% down. With a 7.08% rate, the same payment gets you a $559,200 house.

So instead, she said, she’s “going to scale back some of my business and try to do less driving,” perhaps even take the time to travel. Multiple offers are far less common, and sellers are increasingly willing to give buyers money to pay their closing costs or buy down their interest rate.

 

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Needs to crash

Why does LA look like a third world crap hole?

Bidenflation!

This nonsense will continue to create the two ongoing forms of homelessness. 1 is being 100 percent homeless with living on the streets of L.A. County's cities. The other form of homelessness that many ignore including politicians of either party is those who rent.

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Mortgage rates top 7% for the first time since 2002 | CNN BusinessUS mortgage rates top 7% for the first time since 2002, more than doubling since the beginning of this year yea thatkatiegirl why are we such stupid humans and buying houses rn Still a bargain.
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