News moves fast, and there's not always time to untangle the complex forces driving the day's biggest stories. WSJ Explains breaks down big market moves, business and economic trends, and scientific developments to help you stay ahead of the curve.The Federal Reserve’s interest rate continues to climb, reaching nearly 4% in November. But the average savings account’s interest rate is just 0.16%. Here’s how banks determine that rate — and which accounts are paying closer to the Fed’s.
Illustration: Adele MorganAs Russia suffers losses in Ukraine, President Vladimir Putin has made veiled threats to use nuclear weapons—a scenario that security experts still deem unlikely. WSJ looks at satellite images and documents to understand how the process of launching a strike would work. Photo composite: Eve HartleyIf it seems like there are more sales lately, it’s because there are. General retailers are shedding excess inventory. Why? Just blame the bullwhip effect.
amazon usually tells you to just keep the item plus they refund the money