Five things we might see from the new Minister for Finance

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From inheritance tax cuts to mortgage interest relief, Fiona Reddan looks at five things we might see from the new Minister for Finance.

Describing the yield from death taxes as a “bonanza” back in 2015, McGrath has on multiple occasions in the past called for changes to the inheritance tax regime – in particular with respect to the tax free thresholds.

Savers, of late, opted for deposits for the security they offered, rather than any return available but with interest rates rising, this is likely to change. Of course, the issue for savers in recent years has been that only minimal returns were possible, so the tax rate became largely a moot point. Indeed the yield from Dirt was just €20 million in 2021, down from €581 million in 2012. The yield from exit tax on the other hand was €129 million, up from €43.4 million in 2012.

Back in 2016 for example, McGrath said that, if elected, the party would abolish the Universal Social Charge for all earners up to €80,000 over five years. Subsequently, in its 2020 election manifesto, the party said it would cut the USC rate from 4.5 per cent to 3.5 per cent. This is a measure clearly aimed at middle income earners, as this rate applies on earnings of between €22,920.01 and €70,044.

 

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