3 Tips Can Help You Save If You're Living Paycheck to Paycheck, Personal Finance Expert Suze Orman Says

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Even if you feel like you’re just breaking even financially, there are ways to ensure you put money aside, personal finance expert Suze Orman says.

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Rather, people should draw up a financial to-do list right now that includes getting out of credit card debt, having an eight- to 12-month emergency fund and funding their retirement accounts, Orman said.But whether there is a recession or not, you need to be prepared that an unexpected event — like an illness, accident or layoff — could set you back, Orman said.

People who think they are living paycheck to paycheck likely have something they are doing with money that they should not be doing, Orman said. So whether you choose to do $50 a month or $100 a month, by setting aside money before you see it in your paycheck,"you will find that you do not miss it," Orman said.The money originally deposited in a Roth IRA can be withdrawn without taxes or penalties, regardless of your age or how long the money is there. .To make progress financially, you need to get clear about your wants and needs, according to Orman.

 

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60% of the U.S. is currently living paycheck to paycheck. This isn’t a message for a few people. This is a dishonest and disparaging system.

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