A job loss, health crisis or even an unavoidable emergency expense can quickly throw you off course financially if you’ve been living paycheck to paycheck. The last thing you need is to have what is most essential to you taken away or to ruin your credit. But there are ways to triage the situation so as to minimize the negative fallout. For starters, speak up The most important thing you should do is let your creditors know you’re in a jam.
If you have a car loan or lease, keep up with those payments so your vehicle isn’t repossessed. And keep up with your car insurance payments so your policy doesn’t lapse — it will only worsen your situation if you get slapped with a big bill after an accident and find you’re no longer covered. “You want to focus on the things that enable you to keep working because you need to keep the paychecks coming,” Robertson said.
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