How to save for your kids future, what investment accounts to open

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A millionaire couple in their 30s has 3 investing accounts set up for their 2-year-old daughter — and one for a baby on the way. Anyone can open one to help their kids get a head start on investing.

Brennan and Erin Schlagbaum reside in Texas with their 16-month old daughter.and start reading now.Brennan and Erin Schlagbaum want to give their kids the financial head start they didn't have.They also already have a taxable brokerage account earmarked for a baby on the way."There was this period where we were just floating and trying to make ends meet and pay the minimum on everything," Brennan, who graduated college in 2014 with $38,500 worth of student debt, told Insider.

A share of their net worth is invested in accounts for their daughter, who will be two in September, and another baby on the way, expected in September also. The couple want to give their kids the financial head start they didn't have, and eventually teach them the importance of investing as early as possible to reap the benefits of compound interest. 529 planfor their daughter. This is a state-run, tax-advantaged account specifically designed to save for educational expenses.

 

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