Here's why trillions of dollars in money market funds may not restart a stock market rally

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Money market funds have raked in new cash even as stocks have rallied. History shows that money isn't just dry powder waiting to buy the dip.

The 2023 stock market rally caught many investors off guard, with mountains of excess cash sitting in money market funds. The next question for Wall Street could be whether or not that money will kick prices higher again after an August slump. Money market fund assets have ballooned by more than $925 billion year to date, Bank of America said in a report Friday, citing EPFR Global, as higher interest rates have created juicy yields of 5% or more.

"Looking historically, we're reminded that throughout the 1990s equities rose as did money market assets – perhaps a modest comp to a 'higher for longer' rate environment. It's often not until a rate cut and major equity correction that cash actually gets deployed," Sohn said. Exploding assets Ed Clissold, chief U.S.

 

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