Your "go-to" stores may be convenient to home or work — and you may be comfortable there but perhaps not be getting the best prices.
"Changing where you shop doesn't only have to apply to groceries," said Kia McCallister-Young, director of America Saves, an initiative of Consumer Federation of America in Washington, D.C. to stock up on necessities. Think about what plans you have in the week ahead — then reconsider the commitments that can save you on gas and money.
"The goal here is to curb discretionary spending and to balance what you want, such as spending time with your loved ones, with your needs — in this case, saving money," she added.Netflix, Hulu, Spotify and Peloton are monthly services that debit each month. you're paying for monthly that you may not actually use often," McCallister-Young said.
Perhaps you can handle these services yourself and eliminate them from your budget, recommended Michael Liersch, head of advice and planning for Wells Fargo, based in New York City. "For example, you can save money by DIY car washing, manicures-pedicures, clothes ironing or getting your own groceries versus delivery.