has thus emerged as a pivotal force in empowering workers to secure homes, underscoring the scheme’s robustness and transformative impact on Nigeria’s housing landscape.
Many employees aspire to own homes before retiring, but the hurdle of providing equity for a mortgage often stands in their way.of the PRA 2014 paved the way for RSA holders to own their homes while in active service. In line with this provision,issued guidelines outlining the processes for accessing up to a maximum of 25 percent of RSA balances to facilitate equity contributions for residential mortgages.
RSA holders employed in organisations without defined retirement ages must submit attestation letters from their employers to their PFAs, confirming that they have more than three years until retirement, in accordance with the guidelines.he successful implementation of these guidelines is an indication that the CPS has innovative provisions that address most concerns of the participants.
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