Home equity loans or refinancing? Here's what to look for, according to this top investment advisor

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Home equity loans or refinancing? Here’s what to look for, according to ricedelman. investinyou (In partnership with acorns.)

, and it is a phenomenon that often has been a reliable, yet early, indicator of economic recessions., or HELOC, a smart idea — whether as an insurance policy or even just to do home improvements? And what impact would it have on your credit history?

According to financial expert Ric Edelman, founder and executive chairman of Edelman Financial Engines, "It doesn't necessarily hurt your score."is a number that represents the risk a creditor, like a bank or lender, will take on you when you borrow money. It can determine the interest rate you will pay for credit cards, car loans and home mortgages — or whether you will get a loan at all.

 

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ricedelman acorns Hurt my score? You think that's what Americans lose sleep over? We are heading into a recession and you think I'm worrying about your little number

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