Yet some worry that helping borrowers could actually exacerbate the housing market’s main problem: a dearth of new homes Reese Rademacher and her husband crowdfunded the down payment for their home in Cheyenne, Wyo.
Now their friends want to give it a try.
chris_rexrode So now people want other people to pay for their homes now.
chris_rexrode I thought that most banks would reject a mortgage application that showed that the applicants received gifts (which this would be) for the down payment? That was the stated practice for my last 3 homes.
chris_rexrode I need this for my security deposit on a rental. Seriously
chris_rexrode Interesting concept!
chris_rexrode You better include an enormous chunk of change in your budget for Taxes on the house after you buy it.
chris_rexrode If you can't afford a down payment, how are you going to afford the taxes, the roof repairs or the furnace that will go out on the closest of days.
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