All federal student loans are in
as outlined by the CARES Act. All federal student loan borrowers have had automatic billing stopped, and interest rates suspended until the forbearance period ends. , told Business Insider that he'd spoken with multiple borrowers who found the way their forbearance is being reported is making it difficult to get approved for a mortgage.
"A student loan in a deferred or forbearance status may not report any monthly payment, because you may not be obligated to make one. It may just say zero," he said. "If that's the case and you're in that deferred or forbearance status, typically lenders use 1% of the outstanding loan balance as an estimated payment.
About 6% of Americans owe more than $100,000 on their student loans, according to November 2019 data from the
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