IN today's rapidly changing economic landscape, concerns about personal finance span all income brackets. A recent survey among Filipino consumers has highlighted a palpable anxiety regarding their economic futures, exacerbated by recent global events.Notably, 61 percent of respondents reported that their net worth was less than they had hoped, and 39 percent struggled to save money after meeting their monthly expenses.
The fast pace of modern life leaves little room for meticulous financial planning. After a long day filled with professional and personal responsibilities, financial management often falls by the wayside, postponed to some indefinite future time.6. Uncertainty about financial markets.The complexity and unpredictability of financial markets add another layer of difficulty.