," in which she surveyed more than 600 millionaires in America.
To identify characteristics that are the most predictive of net worth, Stanley Fallaw conducted two studies that included a group of individuals with net worths ranging from $100,000 to $1 million and a group of high- and ultra-high-net-worth individuals. She found that six behaviors, which she called "wealth factors," are related to net-worth potential, regardless of age or income. One of those is frugality — a commitment to saving, spending less, and sticking to a budget.
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